Enjoy No Payments and No Interest if paid in full in 6 months on purchases of $99 or more.
Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 6 months.
Buy now and pay later with PayPal Credit on eligible purchases up to $98.99.
The choice is yours:
Pay your balance in full by the payment due date on your statement and avoid paying interest, or
Make minimum payments until your balance is paid in full and pay interest from the date of purchase.
What is PayPal Credit?
PayPal Credit is a PayPal service that gives you more time to pay.
It's fast and easy–no credit card to enter and approval just takes seconds.
Enjoy flexibility and control–you'll have a choice to pay for your stuff now, or pay later.
Easily manage your PayPal Credit purchases and schedule payments through PayPal.com.
View PayPal Credit Terms and Conditions.
You'll start with an available credit line of at least $250.
The Annual Percentage Rate is 19.99% and the Minimum Interest charge is $2.00.
If you happen to pay late, you could receive a late fee of up to $35.
PayPal Credit is available to US customers only.
How does PayPal Credit work with PayPal?
You can use PayPal Credit with your PayPal account on eBay or at any of your favorite stores. Here's how:
Check out with PayPal and then choose PayPal Credit.
Answer 2 quick questions and accept the terms.
Look for your PayPal Credit statement via email.